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ANPC, o primă victorie în cazul creditelor românilor: O bancă, obligată să elimine o clauză de dobândă abuzivă
Autoritatea Națională pentru Protecția Consumatorului (ANPC) a câştigat un prim proces colectiv cu o bancă pe tema clauzelor abuzive din contractele de nevoi personale cu ipotecă. Decizia Tribunalului nu este insa definitiva si poate fi atacata de banca.
30 iul. 2015, 09:09
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Miercuri s-a dat prima decizie în procesul ANPC versus OTP. Judecatorii din completul Tribunalului Bucuresti au stabilit ca respectiva clauza de dobanda este abuziva in contractele de nevoi personale cu ipoteca. Adica banca putea sa modifice dobanda cum voia, fara acordul clientului. Astfel, clienti s-au trezit cu dobanzile majorate si au platit mult mai mult in plus.
OTP Bank a fost obligată de Tribunalul Bucureşti să scoată din toate contractele prevederile care i-au permis să crească nejustificat dobânzile. Sentinţa nu este însă definitivă şi poate fi atacată la Curtea de Apel Bucureşti.
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