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Cum plătesc românii băncile ca să le ţină banii
Nici băncile nu mai sunt ce erau odată. În unele cazuri, românii au ajuns să plătească băncile ca să le ţină economiile, potrivit gândul.info. Asta după ce instituţiile de credit au redus semnificativ dobânzile la depozite. Astfel, clienţii pot ajunge după un an să aibă mai puţini bani decât au depus iniţial.
18 ian. 2014, 11:28
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La un depozit bancar, clienţii plătesc comisioane şi impozit pe dobândă, iar uneori suma obţinută nu mai acoperă inflaţia.
Iată câteva exemple:
Alte Articole
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Unicredit Ţiriac Bank
sumă depozit: 10.000 LEI
dobândă: 340 lei
comisioane, impozit, depreciere inflaţie: 389 lei
suma reală după un an: 9.951 lei
BCR
sumă depozit: 10.000 LEI
dobândă: 325 lei
comisioane, impozit, depreciere inflaţie: 351 lei
suma reală după un an: 9.974 lei
Raiffeisen Bank
sumă depozit: 10.000 LEI
dobândă: 330 lei
comisioane, impozit, depreciere inflaţie: 329 lei
suma reală după un an: 10.001 lei
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